Insurance

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Congratulations!! You took a pregnancy test and it came out positive. Then you scheduled a consult and tour at our birth center. And while you visited us, we put together an estimate for your insurance coverage. Most people really don't understand how their insurance plans actually work. I mean, they understand that they have insurance but they often don't understand why they have to pay anything out of pocket or a how we come up with the estimate, so we thought we would help break this down for you.  But first: there are different ways people obtain insurance plans. Some employers include insurance plans are a benefit to working with their company. Employers will contract with different insurance companies and each employer might offer different plans to different employees, so just because you have Cigna, as an example, it doesn't mean all Cigna plans are the same. Also, some people purchase their own insurance plans directly from insurance companies or from the Marketpla...
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Christmas Shopping

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Not done yet, people...your midwife is a procrastinator and now the stores are packed and it is a bit daunting. People are rude and harried and maybe a tad desperate. My thought is that they have forgotten what the holiday is about. Should we not focus (as if this has not been said before...) on the beauty and miracle of Christ's work? 

I am going to play Secret Santa this year. I am going to pick a family to give a gift to anonomously (sp?) and leave it on their doorstep and run. Hope they don't freak out and call the cops or something! We have no little children at our home anymore and not likely to have any for quite some time according to my daughter-in-laws, so I will focus my efforts on some other kiddos for a bit! 

BTW, I only have my DH left to shop for and anyone knowing him knows that he is impossible to shop for. Only wants car parts and they are rare (not available at DAP). 

Oh, Lynn and I went to a fantastic Christmas party last night with a Muppet theme! They had the most hilarious games I have ever seen. Tammy, our hostess, is a girl scout leader, so she always has lines on good party ideas..sorry we had to leave early for a birth that didn't end up panning out :( but we had fun while we were there!

More later, all...

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Insurance

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Congratulations!! You took a pregnancy test and it came out positive. Then you scheduled a consult and tour at our birth center. And while you visited us, we put together an estimate for your insurance coverage. Most people really don't understand how their insurance plans actually work. I mean, they understand that they have insurance but they often don't understand why they have to pay anything out of pocket or a how we come up with the estimate, so we thought we would help break this down for you.  But first: there are different ways people obtain insurance plans. Some employers include insurance plans are a benefit to working with their company. Employers will contract with different insurance companies and each employer might offer different plans to different employees, so just because you have Cigna, as an example, it doesn't mean all Cigna plans are the same. Also, some people purchase their own insurance plans directly from insurance companies or from the Marketpla...
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